The 2-Minute Money Checkup
Eight quick fields in, your whole financial picture out — tax regime, savings health, EMI safety, emergency cover and retirement track.
Fix the biggest gap first
Most checkups reveal one weak spot — the action line above tells you yours. When investing is the fix, a free account takes about 10 minutes.
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CTC → In-Hand Salary Decoder
The number HR quotes vs the number your bank receives. See exactly where your CTC goes — PF, tax, professional tax — and your real monthly take-home.
Keep more of that salary
The regime you pick and the deductions you claim decide your in-hand. Expert ITR filing pays for itself.
File ITR with expert help →We may earn a referral fee if you sign up. It never costs you anything extra.
SIP Calculator
See what a monthly SIP grows into — with an optional yearly step-up, the way most people actually invest.
Start this SIP today
Open a free demat & mutual fund account online in about 10 minutes. Zero commission on direct funds.
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Lumpsum Calculator
Got a bonus, maturity payout or savings sitting idle? See what one-time investing can do.
Put that money to work
Invest in index funds and stocks with a free online account — paperless KYC, done in minutes.
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EMI Calculator
Home, car or personal loan — know your monthly EMI and the real interest you'll pay before you sign.
A lower rate is within reach
A better score can knock 0.5–1% off your loan rate — worth lakhs over a home loan tenure.
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Income Tax Calculator FY 2026-27 (AY 2027-28)
New regime vs old regime, side by side — with rebate, surcharge and cess handled for you.
Counted only under the old regime. New regime allows almost none of these.
File your ITR in minutes
Pre-filled forms, regime comparison and expert help — file online without a CA visit.
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Estimates for resident individuals below 60 under the Income-tax framework for FY 2026-27 (slabs unchanged in Budget 2026). Includes §87A rebate, marginal relief at ₹12L (new regime), surcharge above ₹50L and 4% cess. Marginal relief on surcharge and special-rate income (capital gains etc.) not modelled.
FD Calculator
Fixed deposit maturity with quarterly compounding — the way Indian banks actually calculate it.
Get higher FD rates
Small finance banks and corporate FDs often pay 1–2% more than big banks, with DICGC insurance up to ₹5 lakh.
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PPF Calculator
The 15-year tax-free favourite. See your Public Provident Fund grow with yearly contributions.
Minimum lock-in is 15 years; extendable in 5-year blocks.
Want to beat 7.1%?
PPF is great for safety. For long horizons, many investors pair it with equity index funds via SIP.
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GST Calculator
Add GST to a base price, or pull the GST out of an inclusive price — under the simplified two-slab structure.
Billing & GST filing, sorted
Create GST invoices and file returns online — built for small businesses and freelancers.
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HRA Exemption Calculator
Paying rent? See how much of your House Rent Allowance escapes tax under the old regime.
Maximise your salary tax breaks
HRA, 80C, regime choice — file your ITR with expert review and claim everything you're owed.
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Exemption = least of: actual HRA received, rent paid minus 10% of basic+DA, and 50% (metro) / 40% (non-metro) of basic+DA. Available only under the old tax regime. If yearly rent exceeds ₹1 lakh, your landlord's PAN is required.
Retirement Calculator
The most important number of your life: the corpus you'll need — and the monthly SIP that gets you there.
Start your retirement SIP now
Every year you wait roughly doubles the monthly SIP you'll need. Open a free account and automate it.
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SWP Calculator
Systematic Withdrawal Plan — turn a corpus into a monthly income and see how long it lasts.
Set up a monthly income
SWPs from debt and hybrid funds are a tax-smart alternative to FD interest for regular income.
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